Minimalist Advice to My Younger Self
When we were in our 20's, my husband and I bought a house because that's "what you're supposed to do" when you've been married for a few years and plan to have children. Turns out neither of us really loved the house, and I, especially, was not cut out to live in a town of 5,000 people who mostly grow rice, hunt ducks, and listen to country western music. There's certainly nothing wrong with any of that, but it's not me. Always looking for something more We stuck it out for eight years. We refinanced when interest rates dropped below 10%, but took out the equity and spent it. Instead of saving money or paying down debt, we used every extra penny to buy stuff for our kids or for the house. We paid thousands of dollars in mortgage interest while saving a few hundred dollars on income taxes every year. I spent a ton of money trying to turn that house into my dream house , and when we sold it we just about broke even. Once we paid off the first mortga...